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Queercents is a syndicate of personal finance writers serving the lesbian, gay, bisexual and transgender (LGBT) community. Through our writings, we are dedicated to helping you lead a moneyed life.

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News Bites: “As California goes, so does the nation”

@ 9:58 am

wedding ringsThose are the words of my mayor, Gavin Newsom, who shared some vindicated words about yesterday’s California Supreme Court ruling that declared a ban on gay marriage unconstitutional. After all, he’s the guy that started a gay marriage frenzy here in San Francisco in 2004, and then saw those marriages ruled invalid months later.

It was a celebratory scene yesterday here in San Francisco. Homos everywhere were hands-up in joy, dancing in the street. See for yourself: click here.

Straight supporters were beaming with excitement too. One straight girl in my journalism class happily asked, “Do you think there’s a lot people getting engaged tonight? I wonder if there’s going to be a rush of June weddings.” [Maybe a mid-June rush: it will take at least 30 days for the ruling to go in effect. This SF Gate article has more info.]

Of course I was excited and grateful for the court’s decision, but at the same time I thought, OK, that’s just one more state that thinks I’m good enough to get married. You’re telling me I should be jumping up for joy because I’m being granted rights I already deserve? Read the rest of this entry »

Got kids? Are You Legally Protected?

@ 8:52 am

Wear Clean UnderwearSometimes I think if I am confused and concerned by what little legal protections are available to me and my partner, I can only imagine how stressful it must be for LGBT couples with kids. Every time I hear a news story about this or that legal disaster that befalls a gay or lesbian couple who has kids it makes my head spin.

I recently received a copy of the book “Wear Clean Underwear” by Alexis Martin Neely. It is described as a “A Fast, Fun, Friendly - and Essential - Guide to Legal Planning for Busy Parents” and endorsed by a number of people I respect. While it is not specifically geared toward the LGBT family, in many of the examples the author does not assume parents are (or can be) married. And, you have to love her preface of terminology:

If you are in an unmarried relationship, either by choice or because the law does not allow your marriage, please know that I respect your circumstances, and substitute the word “partner,” “ex-spouse,” “life partner,” “baby-daddy,” “baby-mama,” or whatever other term you use, where appropriate.

Wow - validation in a mainstream book. That always makes my heart sing!

One concept I liked right off the bat was her re-framing of the notion of estate planning. Read the rest of this entry »

Pink and Green Parenting: Good News on the Pink (Onesies), Bad News on the Green (BPA Bottles)

@ 4:30 pm

Plastic vs. Glass Baby BottlesHere are a few updates that might be useful to those of you who have been reading this column.

In a previous post, I expressed my angst about having purchased onesies from Steve and Barry that were made with child labor.

The good news is that you can go buy those Steve and Barry/Sarah Jessica Parker-inspired onesies that I told you about. According to this report, they do not rely on child labor. And they’ve lowered their prices! So snatch up some of those groovy green and purple stripey onesies I told you about with a clean conscience. And maybe pick up some of SJP’s latest designs for yourself, if you’re so inclined (her dresses are a bit too Desperate Housewivesy for me, but I did pick up some cute metallic ballerina flats and relived my high school bunhead days).

In another post, I talked about the potential hazards of BPA leaching from plastic baby bottles. Read the rest of this entry »

Queerfriends and New Babies: Five Ways Childless Queers Can Help New Parents

@ 8:59 am

Gay Parent MagazineSeveral of my friends just became new parents. They’re overjoyed and overwhelmed… especially by the costs! Here are some ways that you can help a friend who has either adopted or given birth to adjust and cope.

I’m directing these tips to queers WITHOUT kids, as it can be confusing to figure out how to help your friends with kids (I found it so, at least), and how to maintain your friendship in this transitional time.

Some of these suggestions are inexpensive (or free); some involve biggish bucks, but all can be modified to fit your budget and taste.

1) Give a new baby a gift of diapers in the correct size, bottles and formula (if they’re not nursing), or another necessity as specified by the parent. No, they’re not as cute as onesies, but it’s the every day necessities—diapers, bottles, and formula—that really run up the bills. The big-ticket items such as strollers are easy to find used, but that’s obviously not possible for diapers! Find out what brand/size your new parent friend uses, and buy whatever amount you can afford. You’ll be shocked to see what $100 worth of diapers looks like! Then, put a bow on it or make some cute wrapping, and voila—a terrific gift that shows that you understand the not-so-glam needs of new parents. Read the rest of this entry »

Money and the transgender community: three steps to safeguarding finances

@ 5:40 am

transgender and money“The rights of every person are diminished when the rights of one are threatened.” – John F. Kennedy

The trans community is receiving a lot of press these days. After all the sensationalism surrounding the pregnant trans man, it was refreshing to open up The New York Times yesterday and read about the financial and legal complexities of being married and transgender.

The profile highlighted Denise and Fran Brunner. They married back in 1980 when Denise was Donald and they stayed together after Donald had a sex-change operation in 2005 that made her Denise. They obtained an amended marriage certificate that listed their current and legal names but this poses many questions: Read the rest of this entry »

Are You Ever too Old to Get Money from Relatives?

@ 8:43 am

909952_isolated_blank_greeting_card_with_window.jpgAs a kid, money was my favorite present; preferably cash since I could go out and use it immediately. I could never leave a store with any money left over, probably a lesson I picked up from the old Wheel of Fortune where the contestants had to spend their winnings in Service Merchandise show rooms. The happiness was much anticipated and quickly over.

When I was seventeen my dad gave me a checking account. In spite of the $100 opening deposit that gift didn’t go over so well. It was a smart idea to try and teach his son about managing money, however I saw through it immediately. It was like being given a neck tie, a symbol of the grey oppressive adulthood that lay before me.

That was not the last time I received money from my parents, but those times (especially in college) were rarely cause for celebration. There were a few other times after college (and student loans) I legitimately needed help, but that was nearly four years ago. And still every year like clockwork, the money comes on Christmas, birthday and sometimes even Easter. They’ve been politely offering to buy me a housewarming present from IKEA for the last year.

Read the rest of this entry »

Two-income families are better off financially. Are they happier too?

@ 5:23 am

Your Two CentsWe spend more, but have less, we buy more, but enjoy less. We have bigger houses and smaller families, more conveniences, but less time. We have more degrees but less sense, more knowledge, but less judgment, more experts, yet more problems, more medicine, but less wellness. - Dr. Bob Moorehead

Jeanine and I both plan on working after we adopt our child. Why? We need both incomes to continue living the way we do. Or at a minimum, to stay in our house that happens to be in a really good school district. If it weren’t for the housing part, we could certainly get by on one income.

Much has been written about two-income families. She Works / He Works: How Two-Income Families Are Happier, Healthier, and Better Off by Rosalind C. Barnett and Caryl Rivers first came into print over decade ago. Better off than whom? Or so, as the topic is explored by this reviewer: Read the rest of this entry »

Rainy Days and Kids Sometimes Get Me Down: 5 Cheap and Fun Rainy Day Projects

@ 7:13 am

Money-saving ideas on rainy daysIt’s raining here in DC. It rained yesterday. And I’ll bet it will rain tomorrow. My one-year-old is going stir-crazy; usually, we spend as much of the day outdoors as possible. It is on days like this that I question my commitment to a t.v.-free household!

But motherhood is the Queercents invention of ingenuity. Realizing that we faced many such rainy days in our family’s future, my partner and I started brainstorming for fun, cheap, creative, t.v.-free ways to entertain our kid, both at this age, and older ages. Of course there are always museums and so forth, but I’m most interested in stuff that you can do in your home, for free, without schlepping/parking/paying. So here goes: our five cheapo rainy day projects. What are yours?

1) Become a published author: make a book.
Use the situation at hand as the theme: what would your kid rather be doing on this rainy day? Going to the moon? Surfing in Mauii? Surfing on the moon? Read the rest of this entry »


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