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Queercents is a syndicate of personal finance writers serving the lesbian, gay, bisexual and transgender (LGBT) community. Through our writings, we are dedicated to helping you lead a moneyed life.

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Frustrated with Your Finances? Want to Live More Authentically? The Savvy Lesbians’ Guide Can Help

@ 12:18 pm

Savvy Lesbians’ Guide to Creating Your Best Year YetI can’t help myself. I am so excited about the new audio product I just released that I am dying to share it with the Queercents community.

Are You Struggling With Living a Truly Authentic Life?

As a lesbian does living fully and standing in your truth leave you conflicted or scared?

It’s time for that to change.

Starting right here. Right now. You do not need to be a prisoner to your fears about how you “should” live your life anymore.

That applies to your career, your finances, and your personal life. If the shoe doesn’t fit, for goodness sakes how long are you going to go around limping in a size 5 stiletto if you are really more like a size 10 Doc Martin kinda gal? I know firsthand. I’ve been there — in jobs that don’t fit and in situations that made me scratch my head. I’ve felt like I didn’t fit into my own life and that is a very painful place to be.

That’s why it is my passion to help others, especially lesbians break free of this self-imposed prison. Read the rest of this entry »

Free Teleclass - Letting Go and The Art of Spring Cleaning

@ 1:28 pm

Spring CleaningLetting go is such a misunderstood term. It just rings with feelings of so much loss for so many of us. No wonder we’re fearful of doing it - I mean who wants to feel like that?

Yet letting go is one of the most important tools you can have for creating a great life, not taking things personally (especially in business), building wealth, and feeling comfortable in your own skin.

Each spring we often launch into big spring cleaning at the house. We move the couches, clear out the cobwebs and dust bunnies, clean the carpets, tidy up the yard… you get the picture. We launch into action in our physical surroundings which is great, but it is not the whole picture.

What about letting go and spring cleaning inside and out? How often do you consciously clear the cobwebs from your emotional world, your schedule, and your relationships? What about reviewing your financial situation and letting go of the expenses and money drains that don’t really serve you? My guess is not often enough. I say that because I speak from experience! Read the rest of this entry »

Recession Proofing Your Mind

@ 4:29 am

Every person has a money story. You can tell whether your money story is empowering or disempowering simply by observing how much struggle (or lack thereof) you experience in the financial areas of your life. I believe the current recession we are experiencing will only serve to magnify each person’s current mindset. After all times of higher stress always serve to separate the pack.

At all times your finances are the result of your money mindset and are a reflection of your personal relationship with money. This fact holds true whether you earn millions or minimally. Money is like a mirror into our beliefs and thought patterns.

Dana at Financial Independence for Everyday People puts it this way:

Your money mindset boils down to two pairs of emotions: fear/opportunity and scarcity/abundance. I like to use teeter-totters to illustrate the trade-offs between different alternatives.

When we feel fear we contract. That means we close off to possibility and opportunity. Right now I see so much fear as people talk about the recession and the media goes wild with its panic-inducing coverage that people are closing themselves off to what could be possible. For instance, the minute someone declares that the economy is in tough times, people start milling around and shifting their conversations to what they can’t do. I can’t go on vacation. I can’t afford gas. I can’t afford to hire you right now. I can’t afford to invest in myself until I have the money. I can’t, I can’t I can’t. Well, what you focus on expands.

Now I’m not saying the answer is to spend wildly and make the situation worse by getting knee deep in debt. Read the rest of this entry »

It’s Time for a Reality Check

@ 9:39 am

Ever since I wrote about Recession Proofing Your Mind I’ve been thinking more and more about this whole concept of recession, how it affects my business, and the impact it is having on millions of others. As media and water cooler conversations water the seeds of panic, I was thrilled to death to see Suze Orman on The Oprah Show once again, this time giving “emergency financial advice”. She said people should not be worried, they should be concerned. Her explanation of a recession was the best I’ve ever heard.(I’m paraphrasing here…)

Suze explained that a recession is simply a contraction. Much like we breathe in (expand) and out (contract) in order to have life, the same holds true for money and the economy. At different times throughout history (and approximately 4 times since 1980) we simply go through a period of contraction where there is less of everything for everyone: less money, less jobs, less capital appreciation, etc. Following that contraction we often experience great periods of expansion. What she offered up is that it is a fine time for a reality check - that is for each of us to ask “Where in my life have I expanded when I should have contracted?”

It is so natural that the minute we have some success - a little added cash flow, get a raise, fall into a lump sum - we tend to want to spend it. We feel we deserve it and we want to celebrate our success, so why not? That is part of the problem that has gotten us to where so many people are right now - in a financial emergency. We expand instead of contract. Read the rest of this entry »

Recession Proofing Your Mind

@ 1:30 pm

Every person has a money story. You can tell whether your money story is empowering or disempowering simply by observing howRecession Proof Your Mind much struggle (or lack thereof) you experience in the financial areas of your life. I believe the current recession we are experiencing will only serve to magnify each person’s current mindset. After all times of higher stress always serve to separate the pack.

At all times your finances are the result of your money mindset and are a reflection of your personal relationship with money. This fact holds true whether you earn millions or minimally. Money is like a mirror into our beliefs and thought patterns.

Dana at Financial Independence for Everyday People puts it this way:

Your money mindset boils down to two pairs of emotions: fear/opportunity and scarcity/abundance. I like to use teeter-totters to illustrate the trade-offs between different alternatives.

When we feel fear we contract. That means we close off to possibility and opportunity. Right now I see so much fear as people talk about the recession and the media goes wild with its panic-inducing coverage that people are closing themselves off to what could be possible. For instance, the minute someone declares that the economy is in tough times, people start milling around and shifting their conversations to what they can’t do. I can’t go on vacation. I can’t afford gas. I can’t afford to hire you right now. I can’t afford to invest in myself until I have the money. I can’t, I can’t I can’t. Well, what you focus on expands. Read the rest of this entry »

Workplace Bullies Want More Than Your Lunch Money

@ 7:12 am

You may consider this a book review. I consider it a cultural commentary long overdue. Most of our readers are quite familiar about the bully at school and how he or she invades another person’s space, seeks to instill fear, and makes every effort to control his victim.

“Abusers have victims.” write Drs. Gary and Ruth Namie in their book, The Bully at Work, “Battered spouses and children deserve to have the terms abuse and victim reserved for them because they suffer physical violence unlike (most) Targets of bullying.”

The abuse of power is the domain of the workplace bully. Read the rest of this entry »

Free Teleclass: Overcoming Self Sabotage

@ 2:19 pm

Do you sometimes get in your own way?

Do you find yourself sabotaging your own best efforts?

Do you find yourself going in the same circle over and over with your finances?

Wonder how you can break free of this fruitless cycle?

Let’s face it the financial facts are pretty much straightforward. Earn more than you spend, save for a rainy day, and be savvy about handing your money. Numbers don’t lie and usually our financial challenges have far less to do with facts and more to do with our relationship to money. Money is an amazing mirror into how we feel about ourselves. Are you seeing what you want to see when you look in that mirror? Read the rest of this entry »

Can You Just Attract More Money?

@ 8:34 am

Everyone has asked this question at least once since the marketing megahit The Law of Attraction and MoneyThe Secret took the world by storm. People have been mired in analyzing their thoughts, forcing themselves to think positive, and often wondering why The Law of Attraction isn’t working for them the way they want it to. I for one believe it is at work, but that doesn’t mean you can just will the things you want to have show up in your life to appear at the exact moment you want them to.

The other day I was watching one of the short films from my monthly Spiritual Cinema Circle and you just know it is going to be fun when one of the movies is a humorous look at the Law of Attraction called “The Rub of Attraction”. Little did I know you could also catch it on YouTube. It is worth the 9 minutes of viewing for a good laugh or two and some thought provoking questions.

The one question I took away from the movie is — does attraction always work or is it sometimes just the way we look at things? For instance, the guy with the parking space in the movie — he got the one he wanted after driving around for 17 minutes. Law of Attraction? (as they guffaw at it in the flick) or simply a good rationalization (eventually every parking spot will open up)? Read the rest of this entry »


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