Category: Turning Spenders into Savers

  • BeFrugal vs Ebates

    If you like to save money when you shop online there are some great websites that make saving money easy. BeFrugal.com and Ebates.com both offer cash back rebates but each website offers something a little bit different. These websites offer cash back when you shop so if you make a purchase that links from the…

  • Are You a Schizophrenic Consumer?

    Visit msnbc.com for breaking news, world news, and news about the economy This morning’s “Today Show” featured a segment about “schizophrenic consumers.” With tough economic times and high unemployment, many people are shopping at the dollar store for basic necessities at the same time that they are putting lattes and luxury goods on their credit…

  • Turning Spenders Into Savers: Personal Savings Rates

    What’s your personal savings rate? As a spender trying to turn myself into a saver, my own savings rate has fluctuated pretty wildly. I’m proud to report that it is in the double digits now, but it was not an easy task getting there. Nor is it an easy task for our country. The personal…

  • Turning Spenders Into Savers: Understanding Sales Pitches

    Just because the biggest shopping season of the year is behind us doesn’t mean us shoppers don’t have to deal with temptation.  In fact, the abundance of ‘œsuper sales’ this Jan. and Feb. have actually been more troublesome for me than the entire holiday season. As part of our ‘œTurning Spenders Into Savers‘ series, we’re…

  • Turning Spenders Into Savers: Needs vs. Wants

    In the midst of this holiday season, we spenders have to face quite a bit of temptation out there. While I do believe it is possible to turn a spender into a saver, I also know it will not always be easy. Case in point: my recent Etsy adventure. (If you don’t already know what…

  • Turning Spenders into Savers: The Benefits to Paying in Cash

    Have you seen the new Visa Check Card commercial? It features a lunch room cafeteria in full swing, with dozens of people ordering, cooking, walking and paying ‘“ all perfectly synchronized. While busy, cheery music plays in the background, the whole cafeteria is engaging in this well-coordinated routine; seen from above it looks like a…

  • Turning Spenders into Savers: Delaying Tactics

    Sometimes all I need to dissuade myself from making a particularly impulsive purchase is a little bit of time. Conversely, I’ve definitely also experienced the shopper’s “walk of shame”- getting up in the morning to a shopping bag of things I neither need, nor really want 24 hours later, While there is nothing wrong with…

  • Turning Spenders into Savers: Give Yourself Credit Card

    I wasn’t surprised to see this recent article from the New York Times shoot its way up the most e-mailed articles list. After all, the NYT Most Emailed List a good way to gauge the temperature of a particular subsection of society, and it seems that right now that particular sub-section, along with everyone else,…

  • Turning Spenders into Savers: Why We Buy

    There are many theories that aim to label people’s relationship to money (almost as many as those that label relationships to other people- as we all know!), and I’m sure at some point they are helpful to someone. One of the most familiar is the old “saver/spender” dichotomy. According to this theory, most people fall…