Author Archives: ~Dawn - Page 4
Does Frugal Living mean Cluttered Living?
In order for us to live a more frugal life and live below our means it requires that we re-use items instead of going out to buy something new. However,…
When Credit Cards Attack
There are a few signs that you will want to look for when you are in a dangerous situation and it is time to get out or get help to…
Price & Value: Store Brands vs. Name Brands
I have to say that for me, what determines the buying of store or name brand are two fold: 1. I consider price - this would include any coupons that…
Are Debt Reduction Seminars Worth the Money?
Have you ever gotten those mailings that have two tickets in them for you to come to a hotel and sit through a seminar on how to make money, reduce…
The Secret History of the Credit Card
I think I watch this Frontline series online about once a year, it is that good. Whether you think credit card debt is ok or not, or if you have…
Financial stress associated with ‘what if’ scenarios
Since there are times in our lives that bring about added expenses and stress, such as a loss of job, medical surgery, loss of a family member or a major…
How to Write Letters to Fix Your Credit Report
While I went through bankruptcy, I forced myself to understand what impact the credit score and report had on my life. I have never regretting understanding how those reports and…
Attaching Value: Is something always worth it just because it’s free?
When I first started to get myself into a more frugal attitude, I immediately picked up on the benefits of getting free items; from samples to subscriptions to t-shirts. It…
Grocery Shopping: The Importance of Checking the Price Per Unit
One of my pet peeves while shopping is to see the packaging get smaller or more air put into the bag or the item in a box will be smaller…
Warning: Seven signs of too much debt.
Just because you aren't late on payments doesn't mean you have things under control, this sense of security can break apart like thin ice before you realize where you are.…