Author: Nina

  • Impound Accounts: Budgeting for Property Taxes

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    “If you have learned how to disagree without being disagreeable, then you have discovered the secret of getting along — whether it be business, family relations, or life itself.” — Bernard Meltzer Jeanine and I never fight about money, but I’ve always been candid about when we disagree. We have very different views about cars…

  • The Longevity Risk: Outliving your Money

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    “The question isn’t at what age I want to retire, it’s at what income.” — George Foreman Recently, Jeanine and I were having dinner with a friend visiting Southern California on business. She lives on the east coast and works for one of the big investment banks as an account manager for their high net…

  • GayFranchise.com: Out to Buy a Business

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    “Take calculated risks. That is quite different from being rash.” — George S. Patton Anyone who knows me knows that I have threatened to buy a Quiznos franchise for years. I’ve attended seminars, interviewed franchisees and befriended the sweet Indian couple that owns the location on Newport Blvd. Every time I stop in, the husband…

  • The Skinny on Sub-Prime Loans

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    “In skating over thin ice our safety is in our speed.” — Ralph Waldo Emerson Much has been written of late about lenders, homeowners and sub-prime loans. TIME magazine provided A Sub-Prime Primer on why this is such a big issue: “A wave of defaults on ‘subprime,’ or high-risk, home mortgages has not only rocked…

  • Whole Life Insurance: Borrowing Against Your Policy

    “If you must play, decide upon three things at the start: the rules of the game, the stakes, and the quitting time.” — Chinese proverb So last week, Tony Forcucci at The Anthidote Report left this interesting comment on my Sitting Pretty post that mentioned the debate between Term Life insurance vs. Whole Life insurance.…

  • Ten Money Questions for Joy Silver

    Joy Silver is the President and CEO of RainbowVision Properties. Based in Santa Fe, New Mexico; RainbowVision provides premier resort & retirement living for the LGBT population. The first RainbowVision community opened in Santa Fe in November 2005 and another will open soon in Palm Springs. I asked Joy a few question to get her…

  • Sleeping with Money: Who Pays for What

    “Money and women. They’re two of the strongest things in the world. The things you do for a woman you wouldn’t do for anything else. Same with money.” — Satchel Paige Sleeping with Money is our series at Queercents about money lessons learned from past lovers and partners. These include a few escapades: Rachel was…

  • When Do You NEED a Financial Planner?

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    “In real life, events seem much less dramatic.” — Jessica Savitch Last week I wrote a post about how to pick a financial planner and a few people asked how you know when you NEED a financial planner. This is a good question. Recently, I spoke with Jennifer Hatch, President of Christopher Street Financial, a…

  • GayRealEstate.com – Part 5

    GayRealEstate.com is the largest company in the nation representing the rights of queer home buyers and sellers. Queercents asked Jeff Hammerberg, the founder of GayRealEstate.com to write a series of articles for the gay and lesbian community. Here is Part 5: Buying a Home? Understand Private Mortgage Insurance We are so accustomed — or conditioned…

  • Where to Live: Gay Ghetto or Integrated Neighborhood

    “A great city is not to be confounded with a populous one.” — Aristotle In the March 27, 2007 issue, The Advocate named the Best Places for Gays and Lesbians to Live. Click over to read the article and get the skinny on these cities and some surprising small towns. The Top Ten Places are…