Author: Paula
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Credit Cards: Beware of the Fine Print
Credit cards seems so straightforward on the surface, but a dizzying array of fine print details can make using yours more like running through a land mine laden field of financial woes. As someone who pays the balance in full each month, avoids late fees, and never uses it for cash advances, I tend to…
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Free Teleclass: Overcoming Self Sabotage
Do you sometimes get in your own way? Do you find yourself sabotaging your own best efforts? Do you find yourself going in the same circle over and over with your finances? Wonder how you can break free of this fruitless cycle? Let’s face it the financial facts are pretty much straightforward. Earn more than…
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How to Evaluate Your Current Financial Status and Set Goals
Do you know what your current financial status really is? By that I mean can you easily answer the questions: What is my net worth? What is my FICO score? What are all the assets I own and their value? What are all my liabilities and their current payoff amount? How much do I earn?…
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Should You Choose Extended Payment Plan or Put on Credit Card?
I was recently signing up for a new program with one of my long term service providers. This person changed their offerings, pricing, and packaging so I had to do some reviewing and deciding. I knew for certain I wanted her service and I knew what package was right for me. I just needed to…
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Can You Just Attract More Money?
Everyone has asked this question at least once since the marketing megahit The Secret took the world by storm. People have been mired in analyzing their thoughts, forcing themselves to think positive, and often wondering why The Law of Attraction isn’t working for them the way they want it to. I for one believe it…
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Why Are Rebates So Much Work?
While we all know that rebates are simply worked into the overall equation of making a sale, when I buy something that has a rebate it feels like “found money”. It is exciting because by the time you actually receive your rebate 4-6 weeks after submitting it (or longer) you’ve usually already paid for whatever…
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WWYD: Be Transparent or Try and Hide Something?
The other day I was talking with a colleague that I collaborate with about how to communicate our working relationship to potential clients. I am pretty transparent in all my dealings because I value honesty and an open relationship. I learned that not everyone feels the same way. We got to talking about a recent…
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What is a High Deductible Health Plan with HSA and Is it for You?
Last week I talked about Navigating the Health Insurance Waters as a self-employed individual. While the waters may never totally be clear or calm I am at least moving toward some clarity for myself (at least for now). In the process I spent a lot of time attempting to understand a relatively newer form of…
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Will Valentine’s Day Cost You More or Less Because You Are LGBT?
Today’s that big Hallmark Holiday (as I refer to these holidays like Secretary’s Day, Mother’s Day, etc. that were created mostly to sell cards) called Valentine’s Day. While I am all for celebrating love today and everyday, I have to snicker at the whole push to “do” Valentine’s Day. You can drop a heck of…
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Health Insurance for the Self-Employed: Navigating the Wild Waters
While I have been flying solo in my business full time for a number of months now, the time has come for me to find health benefits. I knew it was going to be a complicated process, but the last few weeks have left my head spinning in a way I haven’t experienced since my…
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