Blog
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Opening an Individual 401(k)
PFBlog is writing a series of posts regarding Tax Strategy for Self-Employment now that he and his wife will both have side income. We didn’t go through anything as elaborate as his thought process, but we did do some research and decided to open an individual (aka “solo” or “self-employed”) 401(k) this year for LaLa.…
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Returning Crummy Products
Our purchase of a front-loading washing machine apparently requires “high efficiency” laundry soap. A trip to our “formerly favorite but very close grocery store” turned up no fragrance free options, so being fans of the usual (former?) Tide smell, we decided to try Tide High Efficiency laundry liquid. Holy crap. This stuff stunk to high…
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Reducing Long Distance Expenses
Working Assets Long Distance vs. Sprint 50 At Home Even though we spend an average of only $15/mo on long distance, I’ve been looking for ways to reduce our cost even further. LaLa has her own business and pays for her cellphone out of her funds so she always uses that for all long distance.…
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2 More Cents on Surviving Unemployment
Nicole over at The Budgeting Babe has a great post about coping with sudden job loss. This got me thinking about how we got through our extra lean year. I found myself nodding my head as I read her post…all good stuff. The week before we closed on our house, LaLa was laid off from…
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Why Live Frugally?
What is it about being frugal, why do it at all? Actually, some people don’t do it at all, they have decided that what they want and desire is what they are going to get and they feel they deserve it. I have no trouble with that; more power to ya, live long and prosper…
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Where to Consolidate My IRAs?
Having several chunks of retirement funds scattered all over was making me crazy and unable to manage. My recent plan had been to consolidate all but the Roth into my current 401(k) plan so I could manage it as a single account (well two if you count the Roth). But as I have learned recently,…
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