Category: Frugality
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Financial stress associated with ‘what if’ scenarios
Since there are times in our lives that bring about added expenses and stress, such as a loss of job, medical surgery, loss of a family member or a major relocation, we need to have a plan in our head for the ‘˜what if’ scenario. For example, let’s look at a job loss: 1. Figure…
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Five Things Not Worth Repairing
‘œDon’t throw away the old bucket until you know whether the new one holds water.’ ‘“ Swedish Proverb In the last year, my iPod died, my Blackberry broke, 8 (yes 8!) of our 12 new Riedel wine glasses shattered, Jeanine’s pricey camera lens cracked, and today the coffee maker seems to be on the brink.…
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It’s not worth living without a cell phone
I just blogged about how much I hate my cell phone bill, and today I changed our plan and lowered it! We have U.S Cellular, so we have free incoming minutes. We also have free mobile to mobile minutes so talking to each other is free, and we have the free nights and weekends. When…
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Attaching Value: Is something always worth it just because it’s free?
When I first started to get myself into a more frugal attitude, I immediately picked up on the benefits of getting free items; from samples to subscriptions to t-shirts. It was the idea that I could get something for free by filling out a form or survey and save my money for something else more…
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Grocery Shopping: The Importance of Checking the Price Per Unit
One of my pet peeves while shopping is to see the packaging get smaller or more air put into the bag or the item in a box will be smaller when the box itself stays the same size. Of course the prices don’t get smaller, they either stay the same or go up in price.…
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Monthly Expenses: Is it worth living without a cell phone?
I was adding up our expenses, and every time I do this I get so angry at how much we pay for our cell phones each month. Between the two of us our $70 plan adds up to $120 each month – that’s $1440 every year! What a lot of money just for the luxury…
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Hard Work Pays Off: Local Food For Almost Free
I must have been a holy terror when I was seven years old, because that summer my mother threatened to send me away to a farm. She reasoned that some good hard work — physical labor — would knock some sense into me. I didn’t particularly like my home life, and so I said, “Sure!…
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Rediscovering Libraries and Reducing Stuff
Last week I mentioned picking up odd jobs for money, so it’s not really surprising that I’m currently working on one right now. It’s a cleaning job, but more of a purging than a housekeeping type of cleaning. Though far from my best cleaning job, while cleaning out an old school that was being renovated…
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Seven ways to spend less on gifts.
When you are crunched for money birthdays and holidays are high stresses because you want to give the best or give them what they want because you love them, but you just can’t. Going into credit card debt for gifts is not the way to go, there are alternatives. 1. Baby Showers ‘“ Buying baby…
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Physically Healthy vs. Fiscally Fit
When I wrote 7 Secrets To Staying Slim, That Save You Money I really came to understand how one’s physical health has a parallel existence to being fiscally healthy. Lose the Excess Weight – Just like excess weight puts an added burden on your joints and heart, so too does the excess stuff in the…
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