Category: Frugality
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Creative Online Family (or Personal) Budgeting Tool
One of the biggest challenges to designing a well-balanced and flexible budget are daily expenses. They cannot easily be pre-determine, meaning it is hard to plan for them, and even harder to limit. One method to control daily expenses is to allocate a certain amount of spending cash each month. But, who wants to carry…
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Driving Too Much Car: Not Millionaire Next Door
“Wealth consists not in having great possessions, but in having few wants.” — Epictetus Last week, Jeanne Sahadi at CNNMoney.com put together her list of 7 Net-Worth Killers. She writes, “Saving and spending aren’t the only factors affecting your net worth. How you manage (or don’t manage) your assets and liabilities can make a big…
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Change Saving Experiment
One of my guilty pleasures is a subscription to Better Homes & Gardens magazine. I get hours of pleasure for less than one dollar a month ($22 for a 2 year subscription). When my magazine arrives I don’t even open it until I’m taking time to peruse it cover to cover. Once I’ve read it…
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The Art of the Upsell
“The hardest thing is to take less when you can get more.” — Kin Hubbard Part of the human condition is to take more than we need just because it’s offered. During college, I worked at the Casual Corner one Christmas and this is where I learned the art of the upsell. We were trained…
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Car Sharing: Four Digit Savings (or More) for Infrequent Drivers
To the right is my dream car. Dark, sleek, severe, sexy and utilitarian. Yes, I’m gay and I want a Subaru Outback. In my defense, I was a young child when I said to my father who knows cars, “Dad, what’s that beautiful car?” He said, “That’s a Subaru GL. No one really makes a…
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How Gays Go Green- And Save!
Everybody’s doing it. Installing bamboo flooring is beautiful and sustainable and on Earth Day, many websites were touting ideas like this one and energy efficient metal roofing to help you make your house “Greener”. I kept thinking, that’s lovely, but what happens with the waste you remove from your house, and how do I afford…
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Avocados and Other Frugal Produce Tips
“By sowing frugality we reap liberty, a golden harvest.” — Agesilaus I love avocados, but avocados are expensive. Typically, they cost $.99 a piece at my neighborhood produce market. They are over a dollar at my grocery store. I never buy them there unless on sale. Because I enjoy them I can justify the expense,…
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Last Minute Spring Cleaning? Don’t Forget the Cupboards
For those of you catching up with spring cleaning, or simply looking to use up food items before they expire, I found a helpful article that will save you money and get your creative juices stirring. San Francisco Chronicle food writer Amanda Gold explains in Cupboard Cuisine: Clean sweep can lead to creativity, “I’d bet…
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