Category: Frugality

  • Are your hobbies breaking the bank? 5 frugal alternatives.

    Since its the beginning of a New Year and many people have made resolutions to change spending habits; one area ripe for change is in their hobbies. It might even entail giving up on one or two… although I don’t think that’s really feasible except in the short term… after all if you didn’t really…

  • 4 Ways to Find Lost Money

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    I have found money through missingmoney.com a couple of times. One year I got a $15 check from an old utility company that I hadn’t used in over 5 years and recently I got money back (over $100) from the state on a payment I made 10 years ago. So surprises do pop-up enough that…

  • Do you do the penny toss?

    Actually I would hope none of us here do this but you never know… I’m talking about those who habitually toss pennies out the car window so they don’t have to deal with them. Since I ride a motorcycle I get a chance to get a close look at the ground while waiting for traffic…

  • 12 Free Ways to Stay Warm this Winter

    “People are very worried about this winter,” said Ann Heidenreich, executive director of the nonprofit Community Energy Services in Canton, New York. “We’re not going to deal with all that needs to be done, there’s no way. We’re going to have to deal with emergencies this winter.” – USA Today, U.S. anxiety about staying warm…

  • Can High Priced Luxury Goods Actually Be Frugal?

    Yes and No… How’s that for a Definitive Answer… LOL. If you don’t want to read further it can be boiled down to three corollaries: 1. In order to be frugal, a luxury good “must be able to outlast / outperform the total number of cheaper alternatives you can buy for the same given amount…

  • 30 Ways to Save a Dollar a Day

    This is a list of ways to save about $30 a month or a dollar a day. If you can do a couple of these, then you can save even more, like 60 or 90.00 a month. Cutting down on what you have: 1. Cancel TV service or downgrade to a plan that saves at…

  • Abundance: Find Balance by Living on Less

    When I have a full gallon of milk I pour myself a full glass without thinking, but when the milk jug has less than half of the gallon left, I pour myself just enough to quench my thirst. The same goes for the car in my gas tank, I don’t worry about my driving habits…

  • Procrastination: The Essence Of Frugality

    The essence of frugality… or at least procrastination is what family and friends call it when I wait to purchase something. I call it waiting (or looking) for a bargain. It is not “procrastination” that is the mind set here, it’s the mind set that your bank balance is more important that the “thing” you…

  • The Simplicity of Budgeting: 7 simple steps

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    I’m not a big fan of budgets, I think it’s the detailed information that drives me nuts. I like to keeps things as simple as possible and then adjust as needed. I find the following to be a wonderful way to remember how to budget: B = Buy what you need, not what you want.…

  • Inexpensive Ways to Winterize Your Car

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    It’s that time of year here in the snowy states; you will find people who either hate it or love it, but that doesn’t matter if you aren’t prepared for it when you drive. Here are some basic things to check – On the outside: Check Tire Tread ‘“ This is one of the few…