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Queercents is a syndicate of personal finance writers serving the lesbian, gay, bisexual and transgender (LGBT) community. Through our writings, we are dedicated to helping you lead a moneyed life.

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Funds to Form a Family: Adoption process begins. And so does the check writing.

@ 5:42 am

Adopting a newborn“However motherhood comes to you, it’s a miracle.” – Valerie Harper, adoptive parent

There’s a saying that, “Love makes a family.” Money sometimes makes a family on top of all that love. Or at least a deposit of $4,000 begins the process. Technically, it’s labeled a “retainer” and we wrote the check on Saturday morning to a law office in Los Angeles specializing in private adoptions.

We’re buying a baby. Read the rest of this entry »

Stepping Off Infertility Treadmill: Lesbians Consider Adoption

@ 5:54 am

“We go through what we go through to help others go through what we went through.” – Emily Perl Kingsley

Lesbian adoptionJeanine and I found out last week that our third attempt with IVF was unsuccessful. It was painfully hard to hear the news since this try had a certain finality attached to it. We’re out of money. Or at least the money set aside to make a baby. $55,000 later and we still don’t have a baby.

As much as I’ve written and stressed out about the financial part of this journey, our sadness has nothing to do with the money. The money was well spent since we wanted our baby. Technically, it would have been Jeanine’s bio-baby, but I had romanticized the importance of Jeanine’s flesh and blood in our baby. Multiply these feelings 1000 times and you have an idea about the loss she’s mourning at the moment. It’s a heartbreaking time and I’m not sure how long it takes to get over something like this.

Prior to this latest IVF procedure, we planned ahead and signed up for an open adoption seminar this past weekend. Ever since reading Dan Savage’s book, The Kid, I’ve thought open adoption is the way to go when it comes to adoption methods. Jeanine needs more convincing. Read the rest of this entry »

Lesbian baby-making and expense of donor eggs

@ 6:06 am

“Love and eggs are best when they are fresh” – Russian Proverb

Donor eggsYesterday, the FedEx driver and recognizable sistah, dropped off the latest batch of medication flown in from the Freedom Fertility Pharmacy in Byfield, Mass. Tucked inside was a credit card receipt for $2362.59. For many, that’s the equivalent of a house payment or two depending on where you live. For us, this is the first installment of moolah that we’ll layout with another round of IVF.

We’re approaching our third try and having the injections on hand is part of the preparation. After our second attempt didn’t work, Jeanine and I consulted our fertility specialist to regroup on the options and he immediately introduced donor eggs into discussion. Read the rest of this entry »

Lesbians and IVF: Coping with the Cost of Infertility

@ 6:23 am

“The decision to have a child is to accept that your heart will forever walk about outside your body.” – Katherine Hadley

IVFJeanine and I have been trying to make a baby for over eighteen months and this latest round of IVF pushed us passed the $42,000 mark. We learned a couple of weeks ago that the most recent procedure wasn’t successful. We didn’t get pregnant. Negative. Nada. Technically, Jeanine’s levels registered a pregnancy for a couple of days, but she didn’t remain pregnant, so nothing. It’s disappointing.

As each month passes, we’re on the brink of becoming one of those crazy, desperate infertile couples spending hundreds of thousands of dollars to get the baby. Or not? Jeanine and I tried last week to have a frank discussion about dollar limits. In a weak moment, I was beginning to wig out about the money we are spending and she was still reeling from the emotion of another failed attempt. The experts all warn that financial stresses can intensify the burden of grief and loss. Read the rest of this entry »

Blogging for LGBT Families Day: Making Babies

@ 1:32 am

“The family is one of nature’s masterpieces.” – George Santayana

BabyToday is the second annual Blogging for LGBT Families Day, where the LGBT community and allies come together in support of our families. Queercents offers a couple of posts on the topic of money & family. Here is mine:

So I haven’t written about our baby-making attempts in awhile. The longer it takes, the harder it gets to talk about it. Emotions aside, it’s costing us a boatload of money. We have been trying for eighteen months and just surpassed the $30,000 mark. Here are the previous posts that mark our journey:

Under our health insurance, neither of us have coverage for fertility treatments. Well, Jeanine had some, but it was minimal — about $2,000 and we blew through that early on. Everything else has been as they say “out-of-pocket” and the pockets set aside for the baby making process are quickly getting depleted. Read the rest of this entry »

In Vitro Fertilization: Lesbians Buy a Family

@ 3:45 am

Baby Girl“The family is one of nature’s masterpieces.” – George Santayana

So it all started last week with a payment of $7,300. They make you pay upfront. No refund for any reason. What am I talking about? Jeanine and I are taking the plunge and doing In Vitro Fertilization. The other methods haven’t work so we made the decision after consulting with our fertility specialist this last month. The total cost is $10,800 and this includes the monster box of syringes and medications that arrived by FedEx last week. Read the rest of this entry »

The Baby-Making Business

@ 5:51 am

Test Tubes“Mother Nature, in her infinite wisdom, has instilled within each of us a powerful biological instinct to reproduce; this is her way of assuring that the human race, come what may, will never have any disposable income.” — Dave Barry

As mentioned before, Jeanine and I want to have children… or at a minimum a child. We’re on our fifth try this year with the artificial insemination process. I promised Jeanine that I wouldn’t reveal too many personal things about this experience out of respect for her privacy. Read the rest of this entry »


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