Blog
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Seven Money Questions for Queercents
“If you have two loaves of bread, sell one and buy a lily” — Chinese Proverb At times it’s nice to have the tables turned on you. Andrea Dickson at Wise Bread wanted to get to know us better at Queercents so yesterday she sent along a few questions to introduce us to their readers.…
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Investing 101: Don’t Put Your Eggs in One Basket
This is the fourth article in a six-part series on investing for beginners, i.e., Investing 101. One of the most serious risks in investing”particularly for new investors”is that because we have such small amounts of money to start with, we put it all in one place. The Dangers of Individual Stock Picking We’ll all been…
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Fundamentals of Finance: What’s the Big Fuss?
Thank you Nina for the warm welcome! I’m excited to be a part of the sharp team here at Queercents. For my first post, I figured I should discuss what brought me to writing about finance. Exactly one year ago, there were only two things I knew about compound interest: 1) Albert Einstein was pretty…
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Queercents introduces John Montesdeoca
“Our destiny changes with our thought; we shall become what we wish to become, do what we wish to do, when our habitual thought corresponds with our desire.” — Orison Swett Marden There’s a new kid on the block! John Montesdeoca has joined Queercents as a contributing writer. By day, John is a corporate litigation…
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Investing 101: Minimizing Risk, Maximizing Returns
The second article in this Investing 101 series discussed one of the most important risks we face when we invest: being overcharged, either with ‘loads’ (sales commissions) or with annual fees from investment companies. This third article in the Investing 101 series discusses a number of other risks with investing, some of which we can…
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What Class Are You?
One of the few advantages of spending the first week of 2007 sick as a dog was getting the opportunity to watch the Oprah show. This past week they aired a show (originally aired last year) called “What Class Are You? Inside America’s Taboo Topic” which took a look at the realities and perceptions around…
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Investing 101: Keeping Your Costs Low
So you are responsibly living below your means, you have conscientiously built up an emergency fund of cash for 3-6 months’ living expenses, you have no ‘bad’ debt, and you’ve even taken care of other basic financial housekeeping, like adequate insurance and a will. Congratulations! You are probably ready to face the risks and rewards…
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Ten Money Questions for Lane Hudson
Last September, blogger Lane Hudson posted improper e-mails sent by Mark Foley to a congressional page. This set in motion a chain of events that resulted in the Republican decline during the Midterm Election of 2006. Lane’s actions became news. Big news. Dubbed the Washington Whistle-Blogger in Time Magazine’s Person of the Year issue, Lane…
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The Difference between Debt Consolidation and Debt Settlement
“Debt is the worst poverty.” — Thomas Fuller Got Debt? In this day and age, many people have consumer debt and typically this means credit card debt. Peter Berkery at PlanetOut Money writes, “Credit cards are evil. You should never carry a balance on them.” This tip is found in an article appropriately titled, Satan…
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Investing 101: Living Below Your Means
This is the first of a six-part series on investing for beginners. It is designed to help you think carefully about how to build financial security, and to protect you from the many dangers out there. Some of which I learned the hard way! First, a brief disclaimer: I am not a professional money manager,…
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