Blog

  • Comparing asset allocation: Schwab vs. Morningstar vs. Fidelity

    Asset allocation is perhaps the most important consideration when designing an investment portfolio. Selecting an appropriate mix of stocks, bonds, and cash and maintaining the proportions through regular rebalancing, is about as sure-fire a winning strategy as it gets. And the online financial service firms are there to help, right? If I just follow the…

  • Sometimes Conventional Personal Finance “Wisdom” is not Wise for You

    I read the Queercents Weekly Roundup by Elizabeth yesterday and couldn’t resist her pointer to check out Kiplingers list of 20 ways to waste your money. One in particular caught my eye: 8. Pay too much in taxes on investments. Are you investing in a tax-sheltered 401(k) or Roth IRA? If you’re not maxing out…

  • 5 Recession Cocktails

    The recession is deepening; the economy is recovering. Wise people wouldn’t hold their breath waiting for a clear answer. That would just eat up valuable drinking time. In all seriousness, these 5 ideas are fun ways to keep cocktails in your budget for any occassion. Oh… and to the know-it-all who will point out that…

  • What is Your Follow Up Strategy?

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    So, you’ve gone to a networking event, (or like me, just gotten home from BlogHer ’09), and now you have a pile of business cards and new contacts. What do you do next? It can sometimes be a little overwhelming but follow up is a critical element in making the most of new connections you…

  • DIY Sex Toys

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    Looking for a way to add a little spice to your relationship without going broke? Homemade sex toys can really add some spark to your sex life, and it’s simple to convert everyday household items into something a little kinky. Scarves and neck ties Silk scarves and neck ties can be used as blindfolds, and…

  • The cost to eradicate bed bugs

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    Jeanine knows someone who is having a costly ordeal with getting rid of bed bugs. At this point, I think he’s spent over a thousand dollars and he’s not even sure they’re completely gone from his apartment. I’ve heard a few horror stories, but my perception had the problem confined to modest apartment buildings in…

  • Queercents Weekly Roundup

    Happy Saturday everyone. Bumming around New England was a lovely escape, even if I did get to experience mosquito bites for the first time. Couch surfing is still a great way to travel cheap and since I’m still largely intact after the mosquitos, here’s the roundup. Ramit has a great article on what do you…

  • Is Your Hobby Really a Business?

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    Most all businesses were hobbies at one point or another, but the question becomes where does it draw the line?   According to the IRS. Section 183 (the hobby loss rule) limits the amount of of deductions when an activity is not engaged in for profit.   Yes there is a distinct difference between the…

  • Is the “cash for clunkers” program suspended or not?

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    There’s been a lot of press lately about the ‘œcash for clunkers’ program, formally known as the Car Allowance Rebate System, a $1 billion government program that helps consumers purchase a more environmentally-friendly vehicle from a participating dealer when they trade in a less fuel-efficient car or truck. Consumers receive a discount up to $4,500…

  • Get a Financial Life: Personal Finance in Your 20’s & 30’s

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    Beth Kobliner is a certified financial junkie. She has written about personal finance for the New York Times, Glamour, and Money Magazine. She has appeared on “Oprah” and “The Today Show,” and she has an upcoming TV series on PBS called “Your Life, Your Money.” I recently met Kobliner at the Campus Progress National Conference,…