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My Financial Implosion: The High Cost of Being Poor
‘œAnyone who has ever struggled with poverty knows how extremely expensive it is to be poor.’ ‘“ James Arthur Baldwin Last month, the Washington Post published an article entitled ‘œPoor? Pay Up.’ The story described how being poor often results in the lack of basic conveniences such as a car or a checking account, and…
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Are You Willing To Pay For Someone Else’s Health Insurance?
Are you like me… one of the reasons I went back to work after retiring was to acquire health insurance. I’m a long way from Medicare. Or do you work at a specific employer solely because health insurance is available? I even took a job with an employer that doesn’t pay as good a wage…
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Monte Carlo estimator for retirement planning
How do I figure out whether I’m saving enough for retirement? What’s the impact of one bad year in the stock market? How much can inflation erode my nest egg? These are the types of questions that can be addressed by financial modeling. I’ve written a program that lets you enter data for two people…
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Being frugal with your time – making priorities in the frugal lifestyle
“Time is the fire in which we burn” – Delmore Schwartz Frugal, as my mother used to say, is not about being cheap. It’s about focusing your efforts on what’s worthwhile. There are many things that you can do to chase money around the world. If you chose, you could spend all your days and…
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The official drink of Jesus: Christians and MLM schemes
MLM = Multi-level marketing The official drink of Jesus = MonaVie Every few years, it seems that born again Christians latch onto the latest MLM scheme and use church to establish their downline for recurring sales. Awhile back, it was Arbonne, the skin care company and apparently, now it’s MonaVie, you know, the superfruit, voodoo…
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Queercents Weekly Roundup: The Sun Will Come Out Tomorrow?
I’m fairly certain I have seen the sun twice in the past two weeks and as a result that song, sung atonally by my coworkers, has become a fixture in my life. With any luck, I will be reminded of what the sun looks like this weekend. Hopefully better weather finds you. If the weather…
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Why Do Queers Spend More on Home Improvements?
A national survey conducted by Target 10, an LGBT marketing agency based out of New York, gays and lesbians are more likely to spend money on home improvements than heterosexuals. In fact, gay couples plan to spend 50 percent more on home improvement projects than non-gay couples over the next 12 months, despite the…
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Ask the readers: Does income level serve a purpose with online dating profile?
‘œBefore you get involved in a relationship or anything, FICO first, then sex.’ ‘“ Suze Orman on Oprah In a Match.com survey, 84 percent of singles admitted they are more selective about who they date in hard economic times. Whatever it is you’re looking for in a date – tall, dark and handsome, a good…
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Being a Perfectionist Got You Stuck?
Are you a perfectionist? Are you slaving away trying to get things just perfect before you move ahead? Well if you’re planning to create a plan so you can plan or are tweaking till all hours, your perfectionism could be costing you time and money. I’m all about a quality product and service. My standards…
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