Category: Hints
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The Financial Benefits of Siesta
I learned about siesta first as a child visiting Mexico and then as an adult from pure necessity. I used to be a preschool teacher from 8-1 every day. That half-day would feel like I had been running ragged for twelve hours. At exactly 2:30 I would get home and not be able to stay…
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Thrifty Tips for Odor Removal
Natural ways to remove odors or cut down on them; because you don’t want a face like this when you come into your home. Homemade Airfreshener 1- Check your cupboard for clove oil, lemon extract, peppermint or vanilla extract. Soak a cotton ball with what you want to use and place it in a plastic…
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Dollar-Par Is An Alternative But Effective Budgeting Method
Here is a budgeting idea that I’ve used from time-to-time for short or extended periods. The basic concept is similar to golf. In golf a hole is classified according to “par” or the number of strokes a golfer should take before sinking the ball. Each day can be classified according to a monetary “par” or…
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Happiness is a Balanced Checkbook
“If you want to live a happy life, tie it to a goal, not to people or things.” — Albert Einstein I balance my checkbook every month. According to Moebs Services, an economic research firm, I’m the minority. They have research showing 87% of consumers don’t reconcile their checking accounts. Why do people need to…
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Get a Handle On Your Junk
I became a Life Coach only after having my own business as a personal organizing coach, a job I still occasionally do. I love to go through and get rid of other people’s junk. Because I am usually also life-coaching for these clients, however, I try to give them skills and even rules to avoid…
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Know your Rights as a Debtor
Just because you owe someone money doesn’t mean that they can walk all over you, call you endlessly, and make life a pain in the bum. There are some things to keep in mind as you try to organize yourself to pay off your debts. $ A collector may contact you by phone, mail or…
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Financing Studies Abroad
The British Pound currently converts to a little over two U.S. dollars, and the Euro is climbing toward one and a half dollars. With rates like these, making the decision to pursue academics abroad can be seriously financially discouraging. However, deliberately taking the correct steps toward complete financing can help minimize the long-term costs of…
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Just Lost Your Job? Top 6 Things You Need to Do Now
You just got laid off or fired. You are shocked to say the least. You are not alone. It happens to thousands of people each year. What do you need to do to protect your finances now while laying the foundation for a smooth and successful transition to what’s next? Considering I just got laid…
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What To Do If Your Car Is Vandalized
My car was broken into on a recent Sunday in broad daylight. My much-loved Martin guitar was stolen along with my purse (sans wallet, which was thankfully with me). To read the details of the story and it’s aftermath, visit my personal blog. To study up on what to do if this financial hardship befalls…
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Importance of a Mid-year Financial Review
The end of July is quickly approaching. Summer is in full bloom! Barbeques are hot and the watermelon is cool. We are far from next the next personal tax deadline and probably thinking…taxes shmaxes! July is the perfect time to consider a mid-year financial review. Putting a little time into assessing your current position can…
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