Category: Hints
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The Benefits of Online Banking and Bill Pay
One of the most important aspects of polishing my credit into a worthy rating over the past couple of years has been the conversion to mostly online banking and the complete transfer of all of my bill payment into electronic form. For some, especially those born after 1982 — known as Generation Y, never having…
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Bottled Water: Healthy Indulgence or Marketing Ploy?
“Bottled water is the fastest-growing major beverage category in the U.S.” — Forbes magazine How much do you spend each month on bottled water? I have no idea really but I drink a bottle (1.5 Liters) everyday and although we buy in bulk, I suspect that our bottled water expenditure is between $20 and $30…
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Cool Your Home and Your Spending
I’d like to highlight a few ideas that I have found work in my residence and of course if you have further ideas, don’t hesitate to speak up and post below. 1> Use a bloody fan for Pete’s sake, and stay cool! – Good grief, even I forget to do this occasionally; running to the…
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The Death of Customer Service and Bringing It Back
I thought updating my credit card information at the gym was going to be a simple procedure. Initially the experience went well. A new employee at the desk was doing a polite job processing the request, however, some strange charges popped up on the form I had to sign to update my billing information. The…
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Create Your Own Financial Team
You don’t have to be rich to create your own financial team. In fact, doing so is a relatively inexpensive, yet distinct way to becoming rich. In many of the larger cities of this country, we have LGBT Chambers of Commerce ready to serve the needs of business owners and their referrals. Where I’m from,…
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Avoiding Hidden Costs with Hotel Rooms
“People expect good service but few are willing to give it.” — Robert Gately Whenever you stay at a resort, there seems to be 10 bellmen eager to help with your bags. This was the case on our recent long weekend in Mexico. When I returned, I half caught a segment on The Today Show…
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Yellow and blue make green
Ad campaigns have a funny way of sticking in our minds. Even the simplest slogan can reverberate in our lives longer than we wish. Although I was very young when the ads came out, I can still sing “I’d like to buy the world a coke”. It’s no wonder major corporations spend billions upon billions…
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How to Pay a Nanny/Babysitter
For LGBT Families Day, I thought I would answer, as a former nanny with 11 years experience, the burning question I see on Craigslist Childcare columns these days: What and How Do We Pay a Babysiter or Nanny?! The differences between babysitters and nannies are as follows: Babysitters are not employees, they are occasional helpers.…
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Money and Kids in LGBT Families
While I’m no expert in raising kids (my cats aren’t too financially focused as long as they see food, water, and fresh litter), I do know that teaching kids about money is as important and challenging (maybe even more so) as any other family. Watching my neighbor’s kid has opened my eyes to a whole…
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Wardrobe Refashioning
Perhaps it’s because the weather is so beautiful. Perhaps it’s because vegetables are sprouting in our garden. Whatever the reason, I’ve been feeling creative. While surfing the internet one day, I found video instruction for turning a t-shirt into a cute tank top. The video insisted with a few scissor snips and a some stitches…
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